Welcome to Concord Advisors.

Financial planning can be complicated. To make practical financial decisions, you must know how to first design and then execute a plan. This requires understanding the market intimately, researching asset managers relentlessly, supervising the financial planning process carefully and managing cash flow actively. Most people, however, may not have the time or the specialized knowledge to navigate these complexities.

Our clients typically have no desire to manage their financial affairs on a daily basis. They want to simplify their lives and in turn are willing to enter into a long-term relationship that is mutually beneficial.

This brochure is designed to help you learn more about Concord Advisors and to simplify and expedite your financial planning process. The disk includes:

• Introductory Video
  Please take a few minutes to see how our financial management process may benefit you. Our consulting process is designed to develop alternative strategies designed around your personal needs, preferences and experiences.
• Concord Advisors Desktop Icon
  Think of our icon as your personal online speed-dial to our services. You’ll have a direct link to resources for financial insights and helpful investment resources.
• Questionnaires
  Our process begins with a client check-up to build a blueprint of where you are today through the use of questionnaires. The Budget Finder is a tool that helps us learn more about your lifestyle budget – what it costs to maintain your lifestyle, not necessarily a rigid cash flow. As part of this process we need to understand how you make decisions about risk with our Risk Evaluation sheet. Over time, our approach will help characterize your objectives and refine your goals, aspirations and the resources your plan requires.

You may begin using our services contained in this brochure by simply contacting one of our advisors through the email link, installing our Concord Advisors desktop icon or giving us a call at (800) 672 - 0106. The evaluation questionnaires are designed to simplify the process of getting started. Pick one, complete it, send it to us and we can begin.

Sincerely,

Jonathan D. Herbruck, CFP®

Disclosure: Defining objectives and gathering data cannot guarantee success of achieving your goals or investment performance. However, the planning process may provide a solid basis for the success of your program with attainable results. Any tax advice contained herein is of a general nature and is not intended for public dissemination. Further, you should seek specific tax advice from your tax professional before pursuing any idea contemplated herein. This advice is being provided solely as an incidental service to our business as financial planners and investment advisors.